Protect the tools
that keep you working.
Tell us about your trade, the approximate value of your equipment and how your tools are stored. A broker will review your enquiry and help you explore available options.
Start a quote request and an insurance broker can review the information you provide.
*Indicative starting price subject to eligibility, underwriting criteria and compliance approval. Premiums vary according to occupation, equipment value, storage, claims history, selected cover and other underwriting factors. Minimum premiums, excesses, fees, terms, conditions and exclusions may apply. The displayed weekly amount may represent the weekly equivalent of a premium payable at another frequency.
Start in around 2 minutes • No obligation
- Your trade
- Approximate tool value
- Storage arrangements
- Claims history
- Renewal date
If your tools disappeared tonight, could you work tomorrow?
Replacing professional tools can place immediate pressure on your work, income and customer commitments. Tools Cover helps tradies begin a broker-assisted enquiry for tools and portable equipment insurance.
The availability and extent of cover varies between policies. Terms, conditions, exclusions, limits and excesses apply.
Built around the way tradies work.
Select your trade to prefill your enquiry.
Enquiries a broker can review with you.
Start an enquiry about tools and business equipment carried between jobs, stored at approved locations or used in your day-to-day work.
Start an enquiryTell us if you also need assistance with public and products liability for your trade business.
Start an enquiryA broker can identify whether other business insurance enquiries should be discussed separately.
Start an enquiryStraightforward from enquiry to broker review.
- 01Tell us about your trade
- 02Provide details about your tools
- 03A broker reviews your enquiry
- 04Discuss available quote options
Tool theft claims aren’t always straightforward.
Storage, security, proof of ownership, policy limits and the circumstances of an incident can affect how a policy responds. A broker can help you understand the information relevant to your enquiry.
Check My Requirements- Where the tools are stored overnight
- Whether tools are left in a vehicle or trailer
- What security measures are in place
- The highest-value individual item
- Whether receipts, photos or serial numbers are kept
- Any previous tool or equipment claims
Your tools are only one part of your trade business.
Many tradies also enquire about public liability, commercial vehicles, trailers and other business risks. Tell us what you would like to discuss and the broker can route your enquiry appropriately.
Use a work phone or other portable business equipment? Include it in your enquiry for the broker to discuss.
Include in my enquiryCreate a record before something goes wrong.
A practical checklist for recording tool descriptions, serial numbers, purchase details and photographs.
Questions tradies ask before enquiring.
Submitting an enquiry does not create insurance cover. Cover only begins when formally confirmed in accordance with the relevant insurer’s requirements.
An Australian broker-assisted service for tradies.
We help tradies provide the initial information relevant to a tools and portable equipment insurance enquiry. Submitted enquiries can then be reviewed by an insurance broker.
We provide general information only. A broker will discuss your specific requirements and help you explore suitable cover options.
Specialist tools enquiries, backed by an Australian insurance broker.
Tools Cover is powered by ADION Insurance, an Australian insurance brokerage helping businesses explore insurance options suited to their circumstances.
- Corporate Authorised Rep
- ADION Insurance Pty Ltd
- CAR No. 1253370 · ABN 41 617 622 536
- Licensee
- EBN Holdings Pty Ltd
- AFSL 518220 · ABN 24 635 396 306
Not sure how to describe your tools or storage arrangements?
Start with the information you have. A broker can contact you to clarify the remaining details.